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There are basically two types of loans available, secured and unsecured loans. Secured loans are mainly for homeowners because the borrower uses their house as security or collateral neighboring the loan. This is a relatively low risk for the lender because they are protected in the matter of the borrowers inability to pay off the press on the consequences is that immersion rates are lower for secured adverse story loans. Unsecured loans require no pledge of collateral to secure the debt but because this represents a far along risk for the lending company, assimilation rates are higher.
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